AIFO currently offers 18 challenge programs, with fees ranging from $69–$899. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from AIFO's official documentation and kept up to date.

Challenge Details

AIFO Challenge: Instant

Program: Instant Direct Access

$5,000$100,000

Challenge Fee

$69

Profit Target

None

Max Daily Loss

3%

Max Total Loss

5% (trailing)

Profit Split

70%

Payout Frequency

On-demand

Consistency Rule

Best day 20%

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

News Trading

Permitted on 2-Step, 1-Step and Instant programs

Weekend Holding

Permitted on 2-Step, 1-Step and Instant programs

Overnight Holding

Positions can be held overnight and over the weekend.

RESTRICTED

Expert Advisors (EAs)

Allowed on 1-Step and 2-Step if the EA is your own unique strategy. Public, shared or prop-passing EAs are prohibited.

Scalping

Prohibited if 50% or more of trades are held under one minute.

NOT ALLOWED

Copy Trading

Replicating trades across multiple accounts is prohibited.

HFT

Many trades within seconds with very short holding times is prohibited.

Arbitrage

Any arbitrage, including latency or market arbitrage, is prohibited.

Grid Trading

Grid trading is prohibited.

Cross-Account Hedging

Cross-account or group hedging is prohibited.

Gambling-Style Trading

One-sided betting, account cycling and using over 40% of margin on one instrument are prohibited.

Delay & Platform Exploits

Exploiting execution delays, delayed data, server errors or abnormal quotes is prohibited.

Not published by the firm: Hedging.

From our firm record — not independently re-verified

How AIFO challenges work

A AIFO challenge is a paid evaluation phase where you trade simulated capital under AIFO's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you're moved to a funded account where you trade AIFO's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.

AIFO's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from AIFO's official rulebook and keep them up to date.

Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the AIFO matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.

Frequently Asked Questions about AIFO Challenges

A AIFO challenge is the paid evaluation phase where you prove you can hit a profit target without breaching drawdown rules. Once you pass, you're funded — you trade AIFO's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.
AIFO typically offers multiple formats — both one-step and two-step evaluations are common across the industry, and some firms also offer instant-funding options. The exact structure depends on which account size and program you pick. The challenge cards above show the current steps, profit targets, and time limits for each tier.
Profit splits in this industry typically range from 70% to 90% to the trader. Higher splits are usually unlocked through AIFO's scaling plan after consistent payouts. The exact current split for each program is shown on the main AIFO review page along with payout frequency and minimum payout amounts.
Most prop firms enforce both a daily drawdown limit (around 4–5%) and a maximum overall drawdown (around 8–10%). The make-or-break detail is whether the overall drawdown is static (calculated from starting balance) or trailing (follows equity highs). Each challenge card above shows AIFO's exact rule for that account size — read it carefully before paying.
You lose the challenge fee. Most firms — including AIFO — offer discounted reset options if you want to retry without paying the full price again. If you breach by a small margin in the final phase, some firms grant a free reset on a case-by-case basis. Contact AIFO's support directly if you think you qualify.
News trading rules vary across firms and across AIFO's individual programs. Most prop firms restrict trading during high-impact news (NFP, FOMC, CPI) and some require positions to be closed before weekend gaps. AIFO's specific trading rules are listed on the main AIFO review page in the Trading Rules section.

On this page