AIFO

AIFO Instant Direct Access $100K Challenge

Everything you need to know about the AIFO Instant Direct Access $100K challenge — fees, rules, drawdown limits, and the true cost to get funded.

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Challenge Specs

Account Size$100,000
StepsInstant
ProgramInstant Direct Access
Price$699
Profit Split70%
Profit TargetNone
Daily Loss Limit3%
Max Loss5%
Drawdown TypeTrailing
Payout FrequencyOn-demand
Consistency RuleBest day 20%
PlatformsMT5

True Cost Calculator

See how much it truly costs to get funded at AIFO, including multiple failed attempts.

Fee

$699

Split to you

70%

Account

$100K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$1,398

2 attempts × $699 fee

Net Cost

$1,398

No fee refund on this plan

Break-Even

2.00%

Profit needed on $100K after 70% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

Weekend Holding

Permitted on 2-Step, 1-Step and Instant programs

Overnight Holding

Positions can be held overnight and over the weekend. Not on Sprint: close all trades before weekends and holidays (crypto exempt).

RESTRICTED

Expert Advisors & Bots

Allowed on 1 Step, 2 Steps and funded accounts. Bots built to pass challenges, shared EAs and toxic arbitrage are not allowed.

News Trading

Not allowed in the 5 minutes before and after major high-impact news.

Scalping

Prohibited if 50% or more of trades are held under one minute.

Sprint

One open trade at a time, and only the instrument of your first trade.

NOT ALLOWED

Copy Trading

Replicating trades across multiple accounts is prohibited.

HFT

Many trades within seconds with very short holding times is prohibited.

Arbitrage

Any arbitrage, including latency or market arbitrage, is prohibited.

Grid Trading

Grid trading is prohibited.

Cross-Account Hedging

Cross-account or group hedging is prohibited.

Gambling-Style Trading

One-sided betting, account cycling and using over 40% of margin on one instrument are prohibited.

Delay & Platform Exploits

Exploiting execution delays, delayed data, server errors or abnormal quotes is prohibited. Trading price gaps, for example at market open, is not allowed.

Not published by the firm: Hedging.

From our firm record — not independently re-verified

AIFO Instant Direct Access $100K — FAQs

The AIFO Instant $100,000 account costs $699. You get the account straight away — there is no test to pass.
There is no profit target, because there is no test. The daily loss limit is 3%, the maximum total loss is 5%, and the drawdown type is Trailing.
The AIFO Instant Direct Access $100K challenge offers a 70% profit split. Payouts are processed on-demand.

Ready to take the AIFO Instant Direct Access $100K challenge?

Visit AIFO to sign up and start your evaluation.

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