ThinkCapital currently offers 25 challenge programs, with fees ranging from $39–$698. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from ThinkCapital's official documentation and kept up to date.

Challenge Details

ThinkCapital Challenge: Instant

Program: BOLT Instant Funding

Challenge Fee

$89

Profit Target

6% (first payout only)

Max Daily Loss

3%

Max Total Loss

6% (trailing)

Profit Split

80%

Payout Frequency

Every 14 days (on demand with add-on)

Consistency Rule

Best day ≤20%

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

Overnight Holding

Expert Advisors (EAs)

Allowed by default on ThinkTrader; tell support before use.

RESTRICTED

Copy Trading

Only between your own ThinkCapital accounts.

News Trading

No trades 2 min either side of red-folder news (Bolt 5 min). Allowed on Dual Step Swing; add-on on Lightning and Nexus.

Scalping

Excessive scalping (most trades under 60 seconds) counts as gambling.

Weekend Holding

Allowed on Lightning, Nexus and Dual Step Swing; not on Intraday, Bolt only with add-on.

Hedging

Hedging across multiple accounts banned.

NOT ALLOWED

MartingaleGrid Trading

HFT

HFT algorithms and bots banned.

Arbitrage

Latency and statistical arbitrage.

Group Trading

No coordinated trading between users.

Gambling

All-in bets and overleveraging; over 2.5% risk per trade is flagged.

Prohibited Conduct

Account management, pass services, order layering, VPN/VPS (except ForexVPS).

From our firm record — not independently re-verified

How ThinkCapital challenges work

A ThinkCapital challenge is a paid evaluation phase where you trade simulated capital under ThinkCapital's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you're moved to a funded account where you trade ThinkCapital's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.

ThinkCapital's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from ThinkCapital's official rulebook and keep them up to date.

Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the ThinkCapital matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.

Frequently Asked Questions about ThinkCapital Challenges

A ThinkCapital challenge is the paid evaluation phase where you prove you can hit a profit target without breaching drawdown rules. Once you pass, you're funded — you trade ThinkCapital's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.
ThinkCapital typically offers multiple formats — both one-step and two-step evaluations are common across the industry, and some firms also offer instant-funding options. The exact structure depends on which account size and program you pick. The challenge cards above show the current steps, profit targets, and time limits for each tier.
Profit splits in this industry typically range from 70% to 90% to the trader. Higher splits are usually unlocked through ThinkCapital's scaling plan after consistent payouts. The exact current split for each program is shown on the main ThinkCapital review page along with payout frequency and minimum payout amounts.
Most prop firms enforce both a daily drawdown limit (around 4–5%) and a maximum overall drawdown (around 8–10%). The make-or-break detail is whether the overall drawdown is static (calculated from starting balance) or trailing (follows equity highs). Each challenge card above shows ThinkCapital's exact rule for that account size — read it carefully before paying.
You lose the challenge fee. Most firms — including ThinkCapital — offer discounted reset options if you want to retry without paying the full price again. If you breach by a small margin in the final phase, some firms grant a free reset on a case-by-case basis. Contact ThinkCapital's support directly if you think you qualify.
News trading rules vary across firms and across ThinkCapital's individual programs. Most prop firms restrict trading during high-impact news (NFP, FOMC, CPI) and some require positions to be closed before weekend gaps. ThinkCapital's specific trading rules are listed on the main ThinkCapital review page in the Trading Rules section.

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