My Funded Futures currently offers 13 challenge programs, with fees ranging from $105–$557. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from My Funded Futures's official documentation and kept up to date.

Challenge Details

My Funded Futures Challenge: 1 Step

Program: Builder

Challenge Fee

$105

Profit Target

$1,500

Max Daily Loss

$600 (soft pause)

Max Total Loss

$1,000 (eod trailing (locks $100 above start))

Profit Split

80%

Payout Frequency

First payout 48h after first trade; $1,000 cap per cycle

Consistency Rule

None (evaluation); 50% per payout cycle (funded)

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

Expert Advisors (EAs)

Bots allowed if they don't exploit simulated fills.

News Trading

Straddles around news are banned on all accounts.

Except Rapid, Pro (funded): Restricted — Be flat 2 min before and after T1 news (FOMC, NFP, CPI).

Scalping

Exploiting zero-slippage sim fills is banned.

RESTRICTED

Copy Trading

Across your own accounts only.

NOT ALLOWED

HFTWeekend Holding

Hedging

No long and short on the same underlying, including across accounts.

Overnight Holding

Positions auto-closed at 4:10 PM ET.

Prohibited Conduct

Exploiting sim fills, coordinated trading, account sharing, trading within 2% of CME price limits.

From our firm record — not independently re-verified

How My Funded Futures challenges work

A My Funded Futures challenge is a paid evaluation phase where you trade simulated capital under My Funded Futures's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you're moved to a funded account where you trade My Funded Futures's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.

My Funded Futures's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from My Funded Futures's official rulebook and keep them up to date.

Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the My Funded Futures matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.

Frequently Asked Questions about My Funded Futures Challenges

A My Funded Futures challenge is the paid evaluation phase where you prove you can hit a profit target without breaching drawdown rules. Once you pass, you're funded — you trade My Funded Futures's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.
My Funded Futures typically offers multiple formats — both one-step and two-step evaluations are common across the industry, and some firms also offer instant-funding options. The exact structure depends on which account size and program you pick. The challenge cards above show the current steps, profit targets, and time limits for each tier.
Profit splits in this industry typically range from 70% to 90% to the trader. Higher splits are usually unlocked through My Funded Futures's scaling plan after consistent payouts. The exact current split for each program is shown on the main My Funded Futures review page along with payout frequency and minimum payout amounts.
Most prop firms enforce both a daily drawdown limit (around 4–5%) and a maximum overall drawdown (around 8–10%). The make-or-break detail is whether the overall drawdown is static (calculated from starting balance) or trailing (follows equity highs). Each challenge card above shows My Funded Futures's exact rule for that account size — read it carefully before paying.
You lose the challenge fee. Most firms — including My Funded Futures — offer discounted reset options if you want to retry without paying the full price again. If you breach by a small margin in the final phase, some firms grant a free reset on a case-by-case basis. Contact My Funded Futures's support directly if you think you qualify.
News trading rules vary across firms and across My Funded Futures's individual programs. Most prop firms restrict trading during high-impact news (NFP, FOMC, CPI) and some require positions to be closed before weekend gaps. My Funded Futures's specific trading rules are listed on the main My Funded Futures review page in the Trading Rules section.

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