Funding Traders currently offers 24 challenge programs, with fees ranging from $49–$2349. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from Funding Traders's official documentation and kept up to date.

Challenge Details

Funding Traders Challenge: Instant

Program: Instant Funded

Challenge Fee

$179

Profit Target

None

Max Daily Loss

3%

Max Total Loss

6% (trailing (locks at start balance after +3%))

Profit Split

90%

Payout Frequency

Every 14 days

Consistency Rule

15% consistency score

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

Weekend Holding

Allowed on Pro accounts; wider spreads and swaps apply.

Except Instant Funded: Not allowed — Close all trades by Friday's market close (firm pages conflict).

Overnight Holding

Swaps apply.

RESTRICTED

Expert Advisors (EAs)

Only risk-management EAs or EAs you built yourself.

Copy Trading

Only between your own verified accounts. Copying third parties or signals is a hard breach.

News Trading

Challenge: allowed. Funded Pro accounts: news profits (±5 min) max 30% of total PnL. Instant: not allowed.

Except Instant Funded: Not allowed — No trading 5 min either side of high-impact news (hard breach).

Scalping

Volume-weighted average hold time under 2 minutes means termination.

NOT ALLOWED

Martingale

HFT

Trades lasting 15 seconds or less.

Hedging

Hard breach.

Arbitrage

Includes latency arbitrage.

Tick Scalping

Seconds-long scalping that doesn't reflect real execution.

Grid Trading

3+ same-direction positions on one pair count as grid.

Group Trading

Identical trades across accounts of different owners.

Gambling

One-sided trading and account rolling or stacking.

Prohibited Conduct

Funded: over 30% margin on one trade, over 2% risk per idea, revenge trading.

From our firm record — not independently re-verified

How Funding Traders challenges work

A Funding Traders challenge is a paid evaluation phase where you trade simulated capital under Funding Traders's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you're moved to a funded account where you trade Funding Traders's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.

Funding Traders's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from Funding Traders's official rulebook and keep them up to date.

Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the Funding Traders matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.

Frequently Asked Questions about Funding Traders Challenges

A Funding Traders challenge is the paid evaluation phase where you prove you can hit a profit target without breaching drawdown rules. Once you pass, you're funded — you trade Funding Traders's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.
Funding Traders typically offers multiple formats — both one-step and two-step evaluations are common across the industry, and some firms also offer instant-funding options. The exact structure depends on which account size and program you pick. The challenge cards above show the current steps, profit targets, and time limits for each tier.
Profit splits in this industry typically range from 70% to 90% to the trader. Higher splits are usually unlocked through Funding Traders's scaling plan after consistent payouts. The exact current split for each program is shown on the main Funding Traders review page along with payout frequency and minimum payout amounts.
Most prop firms enforce both a daily drawdown limit (around 4–5%) and a maximum overall drawdown (around 8–10%). The make-or-break detail is whether the overall drawdown is static (calculated from starting balance) or trailing (follows equity highs). Each challenge card above shows Funding Traders's exact rule for that account size — read it carefully before paying.
You lose the challenge fee. Most firms — including Funding Traders — offer discounted reset options if you want to retry without paying the full price again. If you breach by a small margin in the final phase, some firms grant a free reset on a case-by-case basis. Contact Funding Traders's support directly if you think you qualify.
News trading rules vary across firms and across Funding Traders's individual programs. Most prop firms restrict trading during high-impact news (NFP, FOMC, CPI) and some require positions to be closed before weekend gaps. Funding Traders's specific trading rules are listed on the main Funding Traders review page in the Trading Rules section.

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