--- title: "Topstep Review 2026 — Fees, Ratings & Promo Codes | Propfirmbook" url: https://propfirmbook.com/topstep description: "Topstep review 2026 — 3.6★ from 14,862 Trustpilot reviews. Up to 90% profit split. Challenge rules, payout details & verified promo codes." lang: en --- # Topstep review (https://propfirmbook.com/topstep) ★ ★ ★ ★ ★ 3.6 (14,862+) · Trustpilot (https://www.trustpilot.com/review/topstep.com) Compare Topstep side by side with another firm →: https://propfirmbook.com/compare/fundednext-futures-vs-topstep ## True Cost Calculator See how much it truly costs to get funded at Topstep, including multiple failed attempts. Fee $248 Split to you 90% Account $100K How many attempts? Drag to model your worst-case scenario 2 attempts 1 Best 2 3 4 5 Worst Total Spent $496 2 attempts × $248 fee Net Cost $496 No fee refund on this plan Break-Even 0.55% Profit needed on $100K after 90% split Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs. ## AI Review Topstep is a Chicago-based futures prop firm operating since 2012. Traders pass the single-phase Trading Combine to earn a funded account, trade CME-group futures on the proprietary TopstepX platform, and keep 90% of profits with instant payout options. ## Leverage and Platforms ### Tradeable Asset Classes - Futures ### Available Trading Platforms - T TopstepX ## Restricted Countries & Regions Image: AF (https://flagcdn.com/af.svg) Afghanistan Image: DZ (https://flagcdn.com/dz.svg) Algeria Image: AO (https://flagcdn.com/ao.svg) Angola Image: BY (https://flagcdn.com/by.svg) Belarus Image: BF (https://flagcdn.com/bf.svg) Burkina Faso Image: MM (https://flagcdn.com/mm.svg) Myanmar Image: BI (https://flagcdn.com/bi.svg) Burundi Image: CI (https://flagcdn.com/ci.svg) Côte d'Ivoire Image: CU (https://flagcdn.com/cu.svg) Cuba Image: CD (https://flagcdn.com/cd.svg) Democratic Republic of Congo Image: HT (https://flagcdn.com/ht.svg) Haiti Image: IR (https://flagcdn.com/ir.svg) Iran Image: IQ (https://flagcdn.com/iq.svg) Iraq Image: KE (https://flagcdn.com/ke.svg) Kenya Image: XK (https://flagcdn.com/xk.svg) Kosovo Image: LB (https://flagcdn.com/lb.svg) Lebanon Image: LY (https://flagcdn.com/ly.svg) Libya Image: ML (https://flagcdn.com/ml.svg) Mali Image: MA (https://flagcdn.com/ma.svg) Morocco Image: NI (https://flagcdn.com/ni.svg) Nicaragua Image: NG (https://flagcdn.com/ng.svg) Nigeria Image: KP (https://flagcdn.com/kp.svg) North Korea Image: PK (https://flagcdn.com/pk.svg) Pakistan Image: RU (https://flagcdn.com/ru.svg) Russia Image: SO (https://flagcdn.com/so.svg) Somalia Image: SS (https://flagcdn.com/ss.svg) South Sudan Image: SD (https://flagcdn.com/sd.svg) Sudan Image: SY (https://flagcdn.com/sy.svg) Syria Image: TR (https://flagcdn.com/tr.svg) Turkey Image: UA (https://flagcdn.com/ua.svg) Ukraine Image: VE (https://flagcdn.com/ve.svg) Venezuela Image: YE (https://flagcdn.com/ye.svg) Yemen Check the firm website for the full and up-to-date list. Full list at Topstep (https://www.topstep.com/). ## Social Media @Topstep 89.2K followers https://x.com/Topstep @topstep 123K followers https://instagram.com/topstep YouTube 229K subscribers https://www.youtube.com/@TopstepOfficial Discord 188K members https://discord.gg/topstep ## Trading Rules Rules change without notice and vary by account type. Confirm with the firm before you trade. ### ALLOWED Scalping Scalping algorithms that exploit sim fills are banned. ### RESTRICTED Expert Advisors (EAs) Allowed in the Combine and Express Funded via the TopstepX API. Not possible on Live Funded. VPS banned. Copy Trading Between your own Combine/Express accounts only. Not on Live Funded. Never with other traders. News Trading No need to flatten for news. Banned: full max size into major news, and new equity/metal mini trades ±5 min of CPI. ### NOT ALLOWED HFT Weekend Holding Arbitrage Exploiting price-display errors or data-feed delays. Hedging Across Accounts Opposite positions across accounts, even brief overlaps or correlated pairs. Overnight Holding All positions closed by 3:10 PM CT each weekday. Account Stacking Blowing one account and repeating the same risk on another. Prohibited Conduct Spoofing, trading outside the best bid/offer, coordinated trading, trading within 2% of price limits, VPN/VPS. Not published by the firm: Hedging. From our firm record — not independently re-verified ## Frequently Asked Questions Topstep is a futures-focused prop firm based in Chicago, US, operating since 2012. It offers evaluations through its Trading Combine on the TopstepX platform, covering CME, COMEX, NYMEX and CBOT futures. Funded traders keep 90% of their payouts, and the firm reports a 99.26% payout approval rate. The Trading Combine is billed monthly, with two paths. Standard: $49 / $99 / $199 a month (50K / 100K / 150K) plus a one-time $149 activation fee after you pass. No Activation Fee: $95 / $149 / $229 a month with nothing to pay when you pass. Topstep lets funded traders keep 90% of their payouts, which the firm markets as "up to 90%." It also reports a 99.26% payout approval rate. Topstep's main program is the Trading Combine (Standard or No Activation Fee path), which leads to an Express Funded Account and then a Live Funded Account. It comes in $50K, $100K and $150K sizes, with contract limits of 5, 10 and 15 minis (50, 100 and 150 micros). Topstep also runs limited-time 'Labs' products. Topstep uses an end-of-day trailing Max Loss Limit: $2,000 on $50K, $3,000 on $100K and $4,500 on $150K. In the Combine, your best day must stay at or below 55% of the profit target; going over raises the target rather than failing the account. Topstep restricts trading to futures on the CME, COMEX, NYMEX and CBOT exchanges. Trading stocks, options, forex, spot crypto and CFDs is prohibited on Topstep accounts. On the standard option, you can request a payout after 5 winning days of $150 or more; the Consistency option allows requests after 3 trading days with a 40% consistency requirement. US traders can get instant payouts via Aeropay (RTP). ACH and Wise take 1–3 business days, and wire takes 5–10. RTA is an opt-in Daily Loss Limit added when you buy the Combine. In return, payout caps are doubled (a limited-time offer), and the No Activation Fee path is $10–$30 a month cheaper. ## User Reviews Share your experience with Topstep and help other traders make informed decisions. to leave a review. No reviews yet. Be the first! ## Ready to trade with Topstep? Start your evaluation today and put your strategy to the test. On this page ## Structured data ```json [ { "@context": "https://schema.org", "@type": "WebSite", "name": "Propfirmbook", "url": "https://propfirmbook.com", "description": "Compare the best prop trading firms in 2026. 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Funded traders keep 90% of their payouts, and the firm reports a 99.26% payout approval rate." } }, { "@type": "Question", "name": "How much does Topstep cost?", "acceptedAnswer": { "@type": "Answer", "text": "The Trading Combine is billed monthly, with two paths. Standard: $49 / $99 / $199 a month (50K / 100K / 150K) plus a one-time $149 activation fee after you pass. No Activation Fee: $95 / $149 / $229 a month with nothing to pay when you pass." } }, { "@type": "Question", "name": "What is Topstep's profit split?", "acceptedAnswer": { "@type": "Answer", "text": "Topstep lets funded traders keep 90% of their payouts, which the firm markets as \"up to 90%.\" It also reports a 99.26% payout approval rate." } }, { "@type": "Question", "name": "What products and account sizes does Topstep offer?", "acceptedAnswer": { "@type": "Answer", "text": "Topstep's main program is the Trading Combine (Standard or No Activation Fee path), which leads to an Express Funded Account and then a Live Funded Account. It comes in $50K, $100K and $150K sizes, with contract limits of 5, 10 and 15 minis (50, 100 and 150 micros). Topstep also runs limited-time 'Labs' products." } }, { "@type": "Question", "name": "What is Topstep's key drawdown and consistency rule?", "acceptedAnswer": { "@type": "Answer", "text": "Topstep uses an end-of-day trailing Max Loss Limit: $2,000 on $50K, $3,000 on $100K and $4,500 on $150K. In the Combine, your best day must stay at or below 55% of the profit target; going over raises the target rather than failing the account." } }, { "@type": "Question", "name": "What can you trade on Topstep?", "acceptedAnswer": { "@type": "Answer", "text": "Topstep restricts trading to futures on the CME, COMEX, NYMEX and CBOT exchanges. Trading stocks, options, forex, spot crypto and CFDs is prohibited on Topstep accounts." } }, { "@type": "Question", "name": "How do Topstep payouts work?", "acceptedAnswer": { "@type": "Answer", "text": "On the standard option, you can request a payout after 5 winning days of $150 or more; the Consistency option allows requests after 3 trading days with a 40% consistency requirement. US traders can get instant payouts via Aeropay (RTP). ACH and Wise take 1–3 business days, and wire takes 5–10." } }, { "@type": "Question", "name": "What is Topstep's Responsible Trading Advantage (RTA) option?", "acceptedAnswer": { "@type": "Answer", "text": "RTA is an opt-in Daily Loss Limit added when you buy the Combine. In return, payout caps are doubled (a limited-time offer), and the No Activation Fee path is $10–$30 a month cheaper." } } ] } ] ```