Finotive Funding currently offers 32 challenge programs, with fees ranging from $30–$3275. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from Finotive Funding's official documentation and kept up to date.

Challenge Details

Finotive Funding Challenge: Instant

Program: Instant Funding Lite

Challenge Fee

$139

Profit Target

None (instant funding)

Max Daily Loss

3%

Max Total Loss

6% (static)

Profit Split

70%

Payout Frequency

Every 14 days

Consistency Rule

None (60% single-trade cap at payout)

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

News Trading

Directional news trades allowed; straddling banned.

Weekend Holding

Allowed on Challenge and Pro accounts.

Except Instant Funding Standard, Instant Funding Lite: Restricted — Close non-crypto positions by Friday 17:00 NY unless you buy the weekend add-on.

RESTRICTED

Expert Advisors (EAs)

Only EAs you developed, own and control.

Copy Trading

Only between your own accounts; third-party copying banned.

Scalping

Breach if 40%+ of trades are held 2 min or less, or 20%+ of profit comes from them.

HFT

Instant accounts only: 30%+ of trades under 60s, or 5+ trades within 10s.

Hedging

Offsetting positions across accounts to game drawdown or payouts is banned.

Gambling

Re-entering with 2x the losing size triggers a risk review.

NOT ALLOWED

Arbitrage

Latency arbitrage and execution abuse (T&C §7.11).

Group Trading

No coordinating or mirroring trades with others or signal providers.

Prohibited Conduct

News straddling within 15 min of red/amber events; liquidity abuse; swap-free misuse.

From our firm record — not independently re-verified

How Finotive Funding challenges work

A Finotive Funding challenge is a paid evaluation phase where you trade simulated capital under Finotive Funding's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you're moved to a funded account where you trade Finotive Funding's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.

Finotive Funding's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from Finotive Funding's official rulebook and keep them up to date.

Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the Finotive Funding matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.

Frequently Asked Questions about Finotive Funding Challenges

A Finotive Funding challenge is the paid evaluation phase where you prove you can hit a profit target without breaching drawdown rules. Once you pass, you're funded — you trade Finotive Funding's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.
Finotive Funding typically offers multiple formats — both one-step and two-step evaluations are common across the industry, and some firms also offer instant-funding options. The exact structure depends on which account size and program you pick. The challenge cards above show the current steps, profit targets, and time limits for each tier.
Profit splits in this industry typically range from 70% to 90% to the trader. Higher splits are usually unlocked through Finotive Funding's scaling plan after consistent payouts. The exact current split for each program is shown on the main Finotive Funding review page along with payout frequency and minimum payout amounts.
Most prop firms enforce both a daily drawdown limit (around 4–5%) and a maximum overall drawdown (around 8–10%). The make-or-break detail is whether the overall drawdown is static (calculated from starting balance) or trailing (follows equity highs). Each challenge card above shows Finotive Funding's exact rule for that account size — read it carefully before paying.
You lose the challenge fee. Most firms — including Finotive Funding — offer discounted reset options if you want to retry without paying the full price again. If you breach by a small margin in the final phase, some firms grant a free reset on a case-by-case basis. Contact Finotive Funding's support directly if you think you qualify.
News trading rules vary across firms and across Finotive Funding's individual programs. Most prop firms restrict trading during high-impact news (NFP, FOMC, CPI) and some require positions to be closed before weekend gaps. Finotive Funding's specific trading rules are listed on the main Finotive Funding review page in the Trading Rules section.

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