PipFarm vs Top One Trader: Prop Firm Comparison 2026

Compare PipFarm (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

PipFarm review →Top One Trader review →

	PipFarm	Top One Trader
Trustpilot rating	4.0★ (394 reviews)	4.5★ (3,147 reviews)
Max profit split	70–99%	60–100%
Evaluation types	1 Step, 2 Steps, Instant	Instant, 2 Steps, 1 Step
Account sizes	$2.5K, $5K, $10K, $20K, $50K, $100K, $150K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$25	$39 Pay-later option: $7 + $165 activation
Drawdown type	Static	Trailing / Static
Platforms	cTrader	MT5, Match-Trader, TradeLocker
Payout frequency	30 days (14/7-day add-ons)	Weekly available / Every 14 days
News trading	Allowed	Restricted
Automated trading / EAs	Allowed	Restricted
Weekend holding	—	Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 99%). PipFarm is cheaper to enter, with challenge fees from $25 compared to $39 at Top One Trader. Top One Trader supports more trading platforms (3 vs 1).

True Cost Calculator

See how much it truly costs to get funded at PipFarm, including multiple failed attempts.

Account Size

Challenge Type

Fee for $5K · Instant: $100 · Split: 70% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$200

2 attempts × $100 fee

Net Cost

$200

No fee refund on this plan

Break-Even

5.71%

Profit needed on $5K after 70% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

PipFarm vs Top One Trader — FAQs

Both PipFarm and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Top One Trader has a higher Trustpilot rating (4.5 vs 4.0). Top One Trader offers a higher profit split (100% vs 99%).

Top One Trader has the higher advertised profit split at up to 100%, compared to 99% at PipFarm.

PipFarm is cheaper to get funded, with challenge fees starting at $25 compared to $39 at Top One Trader.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. PipFarm account sizes: $2.5K, $5K, $10K, $20K, $50K, $100K, $150K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.