AquaFunded vs Top One Trader: Prop Firm Comparison 2026

Compare AquaFunded (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

AquaFunded review →Top One Trader review →

	AquaFunded	Top One Trader
Trustpilot rating	3.1★ (1,436 reviews)	4.5★ (3,147 reviews)
Max profit split	90–100%	60–100%
Evaluation types	Instant, 2 Steps, 1 Step, 3 Steps	Instant, 2 Steps, 1 Step
Account sizes	$2.5K, $5K, $10K, $25K, $50K, $100K, $150K, $200K, $250K, $300K, $400K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$29	$39 Pay-later option: $7 + $165 activation
Drawdown type	Trailing / Static	Trailing / Static
Platforms	Match-Trader, TradeLocker, MT5, cTrader	MT5, Match-Trader, TradeLocker
Payout frequency	Bi-weekly	Weekly available / Every 14 days
News trading	Restricted	Restricted
Automated trading / EAs	Allowed	Restricted
Weekend holding	Allowed	Restricted

Verdict

Both firms advertise the same maximum profit split (100%). AquaFunded is cheaper to enter, with challenge fees from $29 compared to $39 at Top One Trader. AquaFunded supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at AquaFunded, including multiple failed attempts.

Account Size

Challenge Type

Fee for $5K · Instant: $115 · Split: 90% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$230

2 attempts × $115 fee

Net Cost

$230

No fee refund on this plan

Break-Even

5.11%

Profit needed on $5K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

AquaFunded vs Top One Trader — FAQs

Both AquaFunded and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Top One Trader has a higher Trustpilot rating (4.5 vs 3.1).

Both AquaFunded and Top One Trader advertise the same maximum profit split of 100%.

AquaFunded is cheaper to get funded, with challenge fees starting at $29 compared to $39 at Top One Trader.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. AquaFunded account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $150K, $200K, $250K, $300K, $400K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.