---
title: "Instant Funding Two-Phase Micro $5K — Fee, Rules & True Cost | Propfirmbook"
url: https://propfirmbook.com/challenge/instant-funding-two-phase-micro-2-steps-5k
description: "Instant Funding Two-Phase Micro $5K challenge: $70 fee, 8% / 5% targets, 10% max drawdown, 80% split. See the true cost to get funded."
lang: en
---

Image: Instant Funding (https://media.base44.com/images/public/696226babdb05e12a6400728/cc88d41a4_image.png)

# Instant Funding Two-Phase Micro $5K Challenge

Everything you need to know about the Instant Funding Two-Phase Micro $5K challenge — fees, rules, drawdown limits, and the true cost to get funded.

Visit Instant Funding (https://instantfunding.com/?partner=3310)

## Challenge Specs

Account Size $5,000

Steps 2 Steps

Program Two-Phase Micro

Price $70

Profit Split 80%

Profit Target 8% / 5%

Daily Loss Limit 4%

Max Loss 10%

Drawdown Type Static

Payout Frequency On-demand

Consistency Rule —

Platforms MT5, cTrader, Match-Trader

## True Cost Calculator

See how much it truly costs to get funded at Instant Funding, including multiple failed attempts.

Fee

$89

Split to you

80%

Account

$10K

How many attempts?

Drag to model your worst-case scenario

2 attempts

1 Best

2

3

4

5 Worst

Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

2.23%

Profit needed on $10K after 80% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

## Trading Rules

ALLOWED

Hedging

Adding to losing positions permitted (not doubling down)

Weekend Holding

Daily Drawdown

None on the IF program; 3% on other programs

RESTRICTED

Expert Advisors (EAs)

Public third-party EAs restricted. Only proprietary/personal

Scalping

Min 2-min hold. Tick scalping prohibited

News Trading

Allowed but with profit restrictions during news events

Martingale

Can add to losing positions but no continuous lot doubling

Copy Trading

Own accounts only

Consistency Rule

None on the Instant Funding (IF) program and One-Phase. IF Micro applies a 20% best-day rule. Minimum payout 3%.

NOT ALLOWED

Latency Arbitrage

Reverse Trading

Opposite positions on same asset across accounts

Risk > 3% Per Trade

## Instant Funding Two-Phase Micro $5K — FAQs

The Instant Funding Two-Phase Micro $5K challenge costs $70. This one-time fee gives you access to a $5,000 funded account upon successful completion of the evaluation.

The Two-Phase Micro $5K challenge requires a 8% / 5% profit target to pass. The daily loss limit is 4%, the maximum total loss is 10%, and the drawdown is calculated as Static.

The Instant Funding Two-Phase Micro $5K challenge offers a 80% profit split. Payouts are processed on-demand.

## Other Instant Funding challenges

1 Step · $25,000: https://propfirmbook.com/challenge/instant-funding-one-phase-1-step-25k
Instant · $10,000: https://propfirmbook.com/challenge/instant-funding-instant-funding-go-instant-10k
Instant · $40,000: https://propfirmbook.com/challenge/instant-funding-instant-funding-instant-40k
Instant · $50,000: https://propfirmbook.com/challenge/instant-funding-if-micro-clarity-instant-50k
Instant · $5,000: https://propfirmbook.com/challenge/instant-funding-instant-funding-clarity-instant-5k
1 Step · $100,000: https://propfirmbook.com/challenge/instant-funding-one-phase-1-step-100k
Instant · $200,000: https://propfirmbook.com/challenge/instant-funding-if1-instant-200k
2 Steps · $5,000: https://propfirmbook.com/challenge/instant-funding-two-phase-2-steps-5k

## Explore Instant Funding

Instant Funding overview: https://propfirmbook.com/instant-funding
All Instant Funding challenges: https://propfirmbook.com/instant-funding/challenges
Compare Instant Funding: https://propfirmbook.com/compare/fundednext-vs-instant-funding

## Ready to take the Instant Funding Two-Phase Micro $5K challenge?

Visit Instant Funding to sign up and start your evaluation.

Get started at Instant Funding (https://instantfunding.com/?partner=3310)

Back to Instant Funding: https://propfirmbook.com/instant-funding

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