---
title: "AIFO Instant Direct Access $10K — Fee, Rules &amp; True Cost | Propfirmbook"
description: "AIFO Instant Direct Access $10K challenge: $129 fee, no evaluation, 5% max drawdown, 70% split. See the true cost to get funded."
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5.  AIFO Instant Direct Access $10K Challenge 

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# AIFO Instant Direct Access $10K Challenge

Everything you need to know about the AIFO Instant Direct Access $10K challenge — fees, rules, drawdown limits, and the true cost to get funded.

[Visit AIFO](https://dashboard.aifo.com/register?referral_id=c00d35e952ca85331956)

## Challenge Specs

Account Size $10,000 

Steps Instant 

Program Instant Direct Access 

Price $129 

Profit Split 70% 

Profit Target — 

Daily Loss Limit 3% 

Max Loss 5% 

Drawdown Type Trailing 

Payout Frequency On-demand 

Consistency Rule Best day 20% 

Platforms MT5 

## True Cost Calculator

See how much it truly costs to get funded at AIFO, including multiple failed attempts.

Account Size

$5K$10K$25K$50K$100K

Challenge Type

Instant

Fee

$129

Split to you

70%

Account

$10K

How many attempts? 

Drag to model your worst-case scenario

2 attempts 

1 Best 

2 

3 

4 

5 Worst 

Total Spent 

$258

2 attempts × $129 fee

Net Cost 

$258

No fee refund on this plan

Break-Even 

3.69%

Profit needed on $10K after 70% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

## Trading Rules

ALLOWED 

News Trading

Permitted on 2-Step, 1-Step and Instant programs

Weekend Holding

Permitted on 2-Step, 1-Step and Instant programs

RESTRICTED 

Consistency Rule

None on funded 1-Step and 2-Step accounts. Instant applies a best day of 20 percent. Sprint applies 20 percent.

Daily Drawdown

5 percent on 2-Step, 3 percent on 1-Step and Instant, 2 percent max loss on Sprint

Max Drawdown

10 percent static on 2-Step, 6 percent static on 1-Step, 5 percent trailing on Instant, 2 percent static on Sprint

Open Trades Limit

Sprint accounts allow one open trade at a time

## AIFO Instant Direct Access $10K — FAQs

### How much does the AIFO Instant Direct Access $10K challenge cost?

The AIFO Instant Direct Access $10K challenge costs $129. This one-time fee gives you access to a $10,000 funded account upon successful completion of the evaluation.

### What's the profit target and drawdown?

The Instant Direct Access $10K challenge requires a — profit target to pass. The daily loss limit is 3%, the maximum total loss is 5%, and the drawdown is calculated as Trailing.

### What's the profit split and payout frequency?

The AIFO Instant Direct Access $10K challenge offers a 70% profit split. Payouts are processed on-demand.

## Other AIFO challenges

[Instant · $50,000](/challenge/aifo-direct-access-instant-50k)[2 Steps · $100,000](/challenge/aifo-core-2-steps-100k)[1 Step · $50,000](/challenge/aifo-fast-track-1-step-50k)[1 Step · $200,000](/challenge/aifo-fast-track-1-step-200k)[1 Step · $100,000](/challenge/aifo-fast-track-1-step-100k)[Instant · $25,000](/challenge/aifo-direct-access-instant-25k)[1 Step · $10,000](/challenge/aifo-fast-track-1-step-10k)[2 Steps · $25,000](/challenge/aifo-core-2-steps-25k)

## Explore AIFO

[AIFO overview](/aifo)[All AIFO challenges](/aifo/challenges)[Compare AIFO](/compare/aifo-vs-fundednext)

## Ready to take the AIFO Instant Direct Access $10K challenge?

Visit AIFO to sign up and start your evaluation.

[Get started at AIFO](https://dashboard.aifo.com/register?referral_id=c00d35e952ca85331956)

[Back to AIFO](/aifo)

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